http://www.creditrepairthoughts.org/Category/Credit-Repair/50 Credit Repair articles from Credit Repair Thoughts Rss Follow Up Thu, 11 Mar 2010 11:56:34 -0700 In this day and age your credit score ratings can make a big difference in just about everything you do. The need for a good credit rating is what many employers will look at to decide whether or not you get the job. Banks and creditors will use your credit score to decide whether or not you will be approved for the loan you might need to have. http://www.creditrepairthoughts.org/Article/Credit-Score-Ratings---How-To-Fix-Bad-Credit/2133 Sun, 14 Feb 2010 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Credit-Score-Ratings---How-To-Fix-Bad-Credit/2133 Considering how your credit score factors in successfully accomplishing so many New Year's resolutions, it makes sense to address this one factor first. Then, if you are able to use credit repair to increase your credit rating, you will already have a head start on accomplishing New Year's resolutions this year and in the years to come. http://www.creditrepairthoughts.org/Article/Improving-Your-Credit-and-Achieving-New-Year-s-Resolutions/1353 Tue, 15 Dec 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Improving-Your-Credit-and-Achieving-New-Year-s-Resolutions/1353 Charge offs can take a serious toll on your credit rating, so much so that a single charge off could result in denial of credit. If you are looking to improve your credit score, it is certainly worth it to look into the things you can do in an attempt to remove charge offs from your credit reports. http://www.creditrepairthoughts.org/Article/Can-a-Charge-Off-Be-Removed-from-a-Credit-Report-/1266 Thu, 03 Dec 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Can-a-Charge-Off-Be-Removed-from-a-Credit-Report-/1266 If you feel bad simply because you cant meet your bills expectations at the moment they arrive, then you are not alone. Even the best of us are struggling to meet some expectation that the system has placed on us. We calculate weekly the amount we spend on groceries, which are constantly increasing, as well as other bills that are constantly on the rise. It seems at times it is a no win situation, but the fact is there is always a solution to most problems. The pro... http://www.creditrepairthoughts.org/Article/Bad-Credit-Repair/1252 Tue, 01 Dec 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Bad-Credit-Repair/1252 Collections accounts can take a serious toll on your credit score, with higher collection amounts taking a larger toll than smaller amounts. If you're looking to increase your credit score, it is certainly worth looking into the things you can do in an attempt to remove collection accounts from your credit reports. http://www.creditrepairthoughts.org/Article/Can-Collections-Be-Erased-from-a-Credit-Report-/1250 Mon, 30 Nov 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Can-Collections-Be-Erased-from-a-Credit-Report-/1250 Late payments can take a serious toll on your credit score, especially if payments are reported to be of 90 days late or more. If you are looking to increase your credit score, it is certainly worth looking into the steps you can take in an attempt to remove late payments from your credit reports. http://www.creditrepairthoughts.org/Article/Can-A-Late-Payment-Be-Erased-from-a-Credit-Report-/1219 Tue, 24 Nov 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Can-A-Late-Payment-Be-Erased-from-a-Credit-Report-/1219 Repairing your credit is something you can do yourself and there is no charge to do so. While this sounds enticing, the reality is that self credit repair is rarely as easy as it first seems. Repairing your own credit will likely take a significant amount of time and education. http://www.creditrepairthoughts.org/Article/Is-Repairing-Your-Own-Credit-Worth-It-/1177 Tue, 17 Nov 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Is-Repairing-Your-Own-Credit-Worth-It-/1177 This article outlines the importance of repairing a person's credit rating after the traumatic experience of a divorce, and gives a few ideas on how to go about the process. http://www.creditrepairthoughts.org/Article/Repair-Your-Credit-Rating-After-Your-Divorce/825 Mon, 26 Oct 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Repair-Your-Credit-Rating-After-Your-Divorce/825 The good news is that you may not have to wait seven years for negative listings to drop from your credit reports. There are steps you can take today that could result in big increases in your credit rating in much less time. There are things you can do to legally fix up your credit score. http://www.creditrepairthoughts.org/Article/Searching-For-Credit-Help/476 Tue, 22 Sep 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Searching-For-Credit-Help/476 Many people don't realize that their credit reports are a problem until it's too late. Some give up hope, but others start seeking out credit help and learn there are a number of things people can do to clean up their credit. http://www.creditrepairthoughts.org/Article/Credit-Help-For-People-With-Low-Credit/471 Mon, 21 Sep 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Credit-Help-For-People-With-Low-Credit/471 An important factor in holding on to a high credit status is in reality the contents of your credit report. The credit report is very much the story of your economic life, contained in a comprehensive document. http://www.creditrepairthoughts.org/Article/Cleaning-Your-Credit-Report/333 Tue, 08 Sep 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Cleaning-Your-Credit-Report/333 Ask 10 people to define credit repair and you will probably get 10 different answers. Even amongst financial experts, there are disagreements about what credit repair is. So exactly what is credit repair? http://www.creditrepairthoughts.org/Article/A-Better-Definition-of-Credit-Repair/288 Thu, 03 Sep 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/A-Better-Definition-of-Credit-Repair/288 The credit crisis presents fantastic opportunities to people who are able to take advantage. Consumers with 700 credit scores are reaping the rewards as prices and interest rates fall. Those with low credit are left out unless they are able to fix their credit report. http://www.creditrepairthoughts.org/Article/Time-to-Fix-Your-Credit-/9 Tue, 09 Jun 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/Time-to-Fix-Your-Credit-/9 If you've never done it before, you can try to bake cookies without a recipe, you can try to repair your car's transmission yourself, and you can try to correct your credit reports. Of course, you risk batches of inedible cookies, a disabled vehicle, and a damaged credit history. Getting help with any of these tasks can help you avoid making a mess that is too tough to clean up. http://www.creditrepairthoughts.org/Article/There-s-Nothing-Wrong-With-Asking-for-Help-with-Your-Credit/7 Tue, 09 Jun 2009 00:00:00 -0700 http://www.creditrepairthoughts.org/Article/There-s-Nothing-Wrong-With-Asking-for-Help-with-Your-Credit/7