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  • The One Hundred Word Statement Will Not Improve Your Credit Score  By : Stuart Hunter
    You have the ability to add a one hundred word statement to your credit file to explain the circumstances behind any negative listings. Unfortunately, it is very unlikely that this one-hundred word statement will do anything to help you get a loan and there is no chance that it will increase your credit score.
  • Credit Score Optimization: Three Quick Tricks  By : Stuart Hunter
    There are a few simple things you may be able to do to quickly add points to your credit score which could produce big returns for a minimal amount of work. But if your credit is in need of a larger fix, it's going to take more than a quick fix solution.
  • Where Do Credit Scores Come From  By : Doc Rabbit
    Before you start boosting your credit score, you need to know the basics. You need to know what a credit score is, how it is developed, and why it is important to you in your everyday life. Lenders certainly know what sort of information they can get from a credit score, but knowing this information yourself can help you better see how your everyday financial decisions impact the financial picture lenders get of you through your credit score. A few simple tips are all you need to know to unders
  • Is Your 700 Credit High Enough to Refinance your Mortgage?  By : Stuart Hunter
    A 720 credit rating is decent, but it isn't good enough to get you the best interest rates when refinancing your home. Lending requirements have become much more stringent so you may need to work on your credit rating before you can take advantage of today's low interest rates.
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