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Accurate Credit Reporting Relies on Consumer Action By : Stuart Hunter The Fair Credit Reporting Act (FCRA) was created to protect your right to fair credit reporting, but it is still your responsibility to work toward that goal. When working to clean up your credit by questioning the items in your credit reports, you are enforcing this right. Four Laws Helping You Clean Your Credit Rating By : Stuart Hunter There are a number of laws designed to protect you from being taken advantage of by the credit reporting system. It is these consumer protection laws that state what information can be listed on your credit reports, how long it can remain listed, and what you can do to remove incorrect and unfair negative credit listings.

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