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Understanding The Basics : Bad Credit By : asfwaseem Many people have experienced bad credit, but some still may not know what it is. For a long time, there was no established method for determining the credit activities of consumers. However, this all changed when a company called the Fair Isaac Corporation designed a credit scoring system that is called the FICO score. A Poor Credit Score Does Not Always Have to Last Seven Years By : Stuart Hunter The good news is, you may not have to wait seven long years for negative listings to fall off your credit reports. There are steps you can take now that may result in significant increases in your credit score in much less time. There are things you can do to legally fix up your credit score. What Can I Do About A 600 Credit Score? By : Michelle AnneTaylor There are three options when it comes to coping with a bad credit rating. You can work to repair your credit score by yourself, you can get help from a credit repair service, or you can do nothing and let your bad credit score keep affecting your interest rates, your job opportunities, your auto insurance premiums, and your general quality of life.

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